India House Loan Documents
Updated: Nov 6
To Apply for a House Loan in India with Poland, Employment requires documents from Poland.
Required documents will be different in the below scenarios:
From one of the Indian Bank:
Below are the documents Required for the Loan disbursement process,
1. Application from Full filled with signature required
2. GPA/SGPA Format with all pages self-attested & with Overseas notarized
3. Passport copy & Visa copy all pages with Overseas notarised & self-attested,
4. Overseas address proof with notarised and self-attested required.
5. Cheques (NRE/NRO)-4-5
All the documents should be self-attested.
BIK Report - English Version
Payslips
Bank statement
PIT-37 - English version
PAN
Aadhar
other ad-hoc requests like CV, company ID card, etc
The employee/primary house loan applicant is in Poland and applying for a House loan in India.
1. Attested Passport & Bluecard or TRC Xerox & NRI document
Fill this document with a Photo.
110 PLN per document is a fee for attestation.
No appointment is required at the embassy side.
We have to reach the embassy for the payment before 12 PM. Around 3.30 PM, we can get the attested documents.
Passport attested
Residence card (TRC/Bluecard) attested
Address proof
Payslips -6 months
Bank statement -6 months
ITR - India, if available
PIT
Credit report -BIK
employment contract/offer letter
Original documents and translated documents carried to India:
1. Employment Contract (English Version)
2. Rental agreement and/or Registration (Zameldowanie)
3. PIT & BIK
4. UPO
Notary
1. Address registration
BIK report - credit report for Poland- This is equal to our Indian CBIL report.
1. Bik.pl—Once you register on this website, they will send an OTP via post. It will reach you in one to two weeks’ time. Once you receive the OTP, you can complete the registration and pay 30PLN, then download the report.
2. The second and easiest option is to go to the bank's website. This option is available on ING's website, and it may soon be available on all Poland bank websites. Sometimes, I hear that we need to update our bank details, like PESEL and TRC before we can download them. The BIK report fee will be deducted from your bank account only.
The BIK report will be in Polish. So, Indian banks will ask to translate it.
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